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Agricultural Property Loans

More InfoMountain Pacific Financial offers a full line of financial services to the ag industry, including adjustable- and fixed-rate real estate loans to commercial farmers, ranchers, and agricultural facilities.  We also offer a host of products to suit almost any of your farm loan needs.  As with all our financial solutions, you'll benefit from competitive terms, underwriting, and our unmatched ag industry expertise.


  1. Competitive rate structures save you money
  2. Quick turnaround saves you time and anxiety
  3. Ag-industry expertise means we understand your business
  4. Full range of rate products catered to meet your unique needs

3/1, 5/1, 7/1, and 10/1 ARM's

  1. Fixed interest rate for initial 3, 5, 7, or 10 years, with rates adjusted annually
    thereafter to a 1-year LIBOR plus a nominal rate spread
  2. 15 year mortgage - 15 or 25 year amortization

Full-Time Farm

  1. Loan is suitable for full-time farmer or landowner who are 1) leasing their ground on cash rent or share-crop basis or 2) depends on income from land to make payments
  2. Good for purchases or refinances

Part-Time Farm

  • Ideal for country homeowners and hobby or weekend farmers
  • Single-family primary or secondary residence must be located on acreage
  • Non-contiguous property and multiple homes are also eligible
  • Maximum loan amount $3.0 million
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Loans made or arranged pursuant to a California Finance Lender's License